If you’re looking for help to design a real-time budget that actually works, YNAB may be a good fit, even at its current price. YNAB is first and foremost a budgeting tool. You can track investment accounts with YNAB, but it’s not one of its primary features. YNAB is more expensive than some other budgeting apps and lacks some features outside of budgeting found with its competitors. Using YNAB may require more work than using another app or software, but that’s on purpose to keep users engaged in their finances. YNAB’s proactive approach goes against some other budgeting apps, which present a more hands-off approach.
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